401k Contribution Limits 2025 Over 50 Over 60. In 2025, the 401 (k) contribution limit for participants is increasing to $23,500, up from $23,000 in 2024. Employee contribution limits go up $500 more in 2025, to $23,500 from $23,000.
The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution. The elective deferral limit for employees who participate in 401(k), 403(b), most 457 plans, and the federal government’s thrift savings plan increases from $23,000 to $23,500 in 2025.